Payment System Diners Club
Diners Club is an American plastic card company. The company was founded in 1950 and is one of the oldest payment systems in the world. In addition, it was Diners Club was the first independent company in the world which started working with credit cards.
Initially, Diners Club cards were not designed to pay for online casinos or transfer funds. They were created as an alternative method of payment for people who were often away from home and could forget their wallet out of curiosity (Frank McNamara, the founder of the company, couldn’t find the money to pay for lunch in a restaurant). Even the literal translation of Diners Club is ‘diner club’. With the passage of time and increasing competition in the market, this company’s cards have evolved into an ordinary payment system with its own advantages and disadvantages.
There are no separate Diners Club terminals (like Sberbank terminals, for example) to top up the card. However, there is an agreement between Diners Club and MasterCard whereby all MasterCard-enabled terminals also support Diners Club. Therefore, there will be no problems with recharging or paying with a card from this company.
In addition to the basic advantages of using bank cards (convenience of payment, speed of funds transfer, privacy of personal data) the Diners Club cards may offer its customers additional benefits, for example, the right to stay in the airport lounge with enhanced comfort.
The program supports nearly 1,000 airports across the United States. In addition, Diners Club has partnerships with various restaurants, cafes, travel companies, etc. Diners Club cardholders will receive discounts and bonuses at such establishments for future payments.
Despite the considerable advantages, the card has its disadvantages:
- You have to pay an annual fee to own this card. The fee is not expensive, and many banking companies have similar fees, so you can tolerate the inconvenience if you use the card frequently;
- Registering a card will require you to enter a very large amount of information about yourself (beyond the basics: source of income, passport details, etc.). The registration procedure is particularly lengthy when you get your card through the official website. Many people are deterred from obtaining a Diners Club card by this;
- If you are a U.S. resident, you will not be able to make deposits at an online casino directly with a Diners Club card because of specific U.S. legislation. To do this, you will have to transfer money to an electronic account (such as PayPal); from there you will be able to add funds to your casino account.
To deposit to the casino via Diners Club card does not require any unique set of actions. The procedure is quite standard: choose the option to pay by bank card (you must choose MasterCard, as in most cases a separate payment mark is not provided by Diners Club) and enter card details and deposit amount. Then, after payment confirmation, you will receive a code in the form of SMS, which you must enter in the appropriate window.
It should be noted that the bank may reject the deposit to online casino, although the payment system Diners Club refers to it normally. It is a good idea to check with your bank to make sure that you are not in any danger of losing money.
There are only a handful of casinos that offer a separate method for depositing with a Diners Club card (such as Spin Fiesta), but this is not a problem, as almost all support the Master Card, which is used to make the payment.